Homeowner's
By understanding your needs first, we create an affordable policy that protects your home, your contents, and your liability — without paying for coverage you don't need.
Get an instant quoteWhether you own, rent, or rent out — your property is likely your most valuable asset. We build affordable policies around how you actually live, then review them every single renewal.
By understanding your needs first, we create an affordable policy that protects your home, your contents, and your liability — without paying for coverage you don't need.
Get an instant quoteYour condo corporation insures the building — not your unit. We cover your contents, betterments and improvements, and the liability exposures unique to condo living.
Get an instant quoteYour landlord's insurance doesn't cover your belongings. Tenant's insurance protects your contents and the liability you carry while renting — usually for less than you'd expect.
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Peace of mind so you can actually relax. The right solution for your cottage, secondary home, or seasonal property — including the months you're not there.
Request a cottage quoteRental properties carry risks a standard home policy won't touch — loss of rental income, tenant damage, liability. We insure the property and the income it generates.
Request a landlord quotePair your home and auto policies and most of our carriers will reward you with meaningful multi-line discounts. One broker, one renewal, better rates.
Ask about bundlingEnough to rebuild — not the market price of your house. We calculate replacement cost based on your home's construction and features, so you're covered without overpaying for inflated market value.
Only the building and common areas. Your contents, your upgrades, and your personal liability are yours to insure — and you may also be on the hook for the corporation's deductible after a loss in your unit.
It can be — vacancy and seasonal occupancy change your coverage requirements. That's exactly what seasonal property policies are built for. Tell us how you use the property and we'll match the policy to it.
Most home policies exclude business activity. The good news: we also write commercial coverage, including home-based business — so one conversation covers both sides of your front door.
Get a quote from a local broker who'll know your name — and your street.